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No Interest Loans Scheme


The No Interest Loan Scheme gives you and your family access to safe, fair and affordable credit. 

How can I use a No Interest Loan?

The value of a loan can range from $300 -  $1,200 for essential goods and services including:

  • Fridges
  • Washing machines
  • Furniture
  • Medical needs
  • Educational purposes

Loans are not available for:

  • Debt repayment
  • Bonds
  • Rent money
  • Cash payments
Can I access a NILS loan?

To qualify for a NILS loan, you must:

  • Have a health care or pension card or be on a low income (household income of $50,000 or less)
  • Have resided in your current premises for more than three months
  • Show a willingness and capacity to repay your loan

If you don't meet all of the above criteria you may still be eligible, depending on your circumstances. Please contact us by calling 1800 448 448.

How do I apply for a NILS loan?

Wesley Mission Queensland NILS services Chermside, Fortitude Valley, Robina, Inala, Ellen Grove and their surrounding suburbs. 

If you reside in an area we service, you can apply by filling in the form below, or by calling 1800 448 448.

Apply for NILS

About NILS

We're proud to be a fully accredited NILS provider through Good Shepherd Microfinance. With manageable repayments and a respectful assessment process, NILS works through a process of circular community credit. When a borrower makes a repayment to NILS, funds are then available to someone else in the community.

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